Your card or your transaction request could decline due to one or more of the following reasons:
- A technical error at the point of sale (the card reader or ATM could not read your card).
- The PIN code was incorrect.
- You have an insufficient balance in your account to complete the purchase or withdrawal.
- YAP does not recognize the merchant or point of sale as a secure and reliable source to continue the payment transaction.
- YAP has reason to suspect unauthorized or illegal use of your account.
- Your card has expired.
- Your account has been suspended (either by YAP or an authorized legal authority).
- In case of a technical or PIN-related error, simply try to complete the transaction again. If the problem reoccurs, please contact our customer support team.
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