Yap - the family wallet
A smart digital wallet for your whole family. Pay, save, and transfer in seconds while building healthy money habits with full control.
Onboarding
OPEN YOUR
ACCOUNT
IN MINUTES
Enter your phone number, Grab your CNIC, Scan your face, and you're ready to start
Payments
ONE TAP TO PAY,
ANYONE, ANYWHERE
Send money in seconds. Straight to any bank, a friend's number, or a QR code — One app for bills, top-ups and everything in between
Family Accounts
Everyone gets a card
Accounts for everyone. Set spend limits, share funds in seconds, and watch everyone grow healthy money habits together.
24/7 Protection.
Zero-Fraud Wallet
Zero-Fraud Wallet
AI-powered monitoring, end-to-end encryption and instant card controls guard your money — no extra effort.
EMI Pilot License
Regulated by
STATE BANK OF PAKISTAN
Made for Pakistan — Powered by Mastercard and PayPak, and trusted by millions.
As an SBP-regulated EMI, YAP ensures that every transaction is secure and compliant.
Get the app, available on Android and iOS.
Ready to pay
the YAP way?
Pay instantly, track effortlessly, and stay protected.
