Schedule of Charges
Account Services
Account Services
Charge Free
Free
Charge
Fee
Account opening charges
Free
Card Services
Mastercard (debit) — Coming Soon
Charge Free
Free
Charge
Fee
Mastercard issuance fee
1,450
Mastercard replacement fee
1,450
PayPak (debit)
Charge Free
Free
Charge
Fee
PayPak issuance fee
950
PayPak replacement fee
950
PayPak renewal fee (after 5 yrs)
950
ATM Services
ATM Services
Charge Free
Free
Charge
Fee
ATM withdrawal fee (effective 1 Aug 2025)
35 / transaction
Balance enquiry fee
4.67 / enquiry
Receipt printing fee
4.67 / receipt
Bank Transfers
YAP ⇄ YAP
Charge Free
Free
Charge
Fee
Transfer to another YAP account
Free
IBFT via 1LINK
Charge Free
Free
Band
Fee
Up to 25,000
1.55 / transaction
25,000 - 200,000
0.02%
Above 200,000
40 / transaction
All charges are in PKR and inclusive of FED unless stated otherwise. Effective date: 1 August 2025. Charges may change without notice; please revisit this page for the latest information.