Schedule of Charges

Account Services

Account Services

Charge

Fee

Account opening charges

Free

Card Services

Mastercard (debit) — Coming Soon

Charge

Fee

Mastercard issuance fee

1,450

Mastercard replacement fee

1,450

PayPak (debit)

Charge

Fee

PayPak issuance fee

950

PayPak replacement fee

950

PayPak renewal fee (after 5 yrs)

950

ATM Services

ATM Services

Charge

Fee

ATM withdrawal fee (effective 1 Aug 2025)

35 / transaction

Balance enquiry fee

4.67 / enquiry

Receipt printing fee

4.67 / receipt

Bank Transfers

YAP ⇄ YAP

Charge

Fee

Transfer to another YAP account

Free

Band

Fee

Up to 25,000

1.55 / transaction

25,000 - 200,000

0.02%

Above 200,000

40 / transaction

All charges are in PKR and inclusive of FED unless stated otherwise. Effective date: 1 August 2025. Charges may change without notice; please revisit this page for the latest information.

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