The new account
built for teens.
For ages 13 to 17. Spend, save and send, with your own account and card. Your rules, with parents in the loop.
Your teen account.
Your money. Your life.
This is a real account, not a kids' wallet. Your own PayPak and Mastercard debit cards, your own savings goals, your own spending. Built to look and feel like it belongs to you, because it does.
- Real PayPak debit card, physical and virtual
- Mastercard debit card for use worldwide
- Spend at the canteen, online, and in shops
- Free ATM withdrawals at Faysal Bank ATMs
- Track every rupee you spend, automatically
Take control of your cash flow.
No more waiting for cash. Get pocket money straight to your account, split bills with friends, and send money in seconds, all free.
- Request instant pocket money from parents
- Get paid back by friends — split bills easily
- Send to anyone in Pakistan by mobile number
- Free transfers, no fees ever
Money skills that actually stick.
Reach your goals
Name a goal: iPhone, sneakers, a guitar. Set a target, save towards it, and watch the bar fill up every time money comes in.
Lock your savings
Lock money away until a date you choose so you don't spend it by accident. The easy way to actually hit your target.
See your spending
Auto-sorted spending shows where your money actually goes. Build real budgeting habits before university — without even trying.
Settle up instantly
Split the bill, pay a friend back, or collect for a group gift. Free, instant transfers by mobile number.
Time is on your side.
The earlier you start saving, the more your money grows. Build the habit now, at 13, 14, 15, and you'll be miles ahead when it's time for your first bike, first laptop, or first big move.
Smart money habits start young. YAP helps you build them while it still makes the biggest difference.
from age 13
you turn 18 🎉
Your independence. Their peace of mind.
You run your own account and make your own choices. Your parents can see activity and set sensible limits, so everyone's comfortable.
They can see activity
Parents see your transactions and balance — building trust, not control. You still run the show.
Sensible limits
Parents can set daily spending caps and block risky categories. Freedom with guardrails.
Safe & regulated
SBP-licensed EMI, NADRA verified. Your money is protected and held in a trust account.
Quick answers for teens.
How do I get a YAP account at 13–17?
Is the card a real debit card?
Can I send money to my friends?
Can my parents see everything I do?
Is my money safe?
Your money life starts here.
Start your registration, then ask your parent or guardian to finish it. Your card and account are minutes away.