Earn & Save.
Earning never stops.
Every tap teaches a money skill. Earning comes before spending — always. Real missions. Real money. Real card from age 6.
Give pocket money with purpose.
YAP Young turns pocket money into an earning opportunity. Parents set missions, kids complete them, and the money lands in their wallet instantly. Digital, tracked, and real.
💡 Every mission = a real money skill learnedPakistan's first debit card for children. PKR 450.
Not a toy. Not prepaid-only. A real PayPak debit card, the same card adults carry. Works at shops, online, restaurants, everywhere PayPak is accepted.
Parents see every single transaction the moment it happens. Limits set. Categories blocked. They spend wisely.
- ✓ Real PayPak — POS, online & ATMs
- ✓ Free ATM withdrawals at Faysal Bank ATMs
- ✓ Every transaction → parent notified instantly
- ✓ No annual fee, PKR 450 one-time only
- ✓ Pakistan's first children's debit card
You open it. They earn it.
Your child's YAP Young account lives inside your YAP app — no second app for you. Open their account, order their card, set their first mission, all from one screen.
Open your YAP app → tap "Add Child"
From your family dashboard. One screen, no paperwork.
Upload Form-B or Smart CNIC
Form-B for under 13. Smart CNIC for 13–17.
Verified instantlyOrder their card — PKR 450
Delivered within 5 days. Virtual card coming soon.
Free ATM · No annual feeSet their first mission
Choose a task, set the reward. They complete it — money lands in their wallet instantly.
Your child is in the financial system
You see everything. They earn everything. Earning never stops.
You're in controlDownload the YAP Young app
iOS and Android. Free.
Log in — your wallet is waiting
Your parents already set up your account. It's there.
Connect to your parent
One tap. They approve. You're in.
See your missions. Start earning.
Complete a mission. Money hits your wallet instantly.
Save. Spend with your card. Repeat.
Your card. Your goals. Your money. Earning never stops.
Cash is old schoolYour parents set it up. You run it.
Your wallet is already waiting. Download the YAP Young app, connect to your parent, and start earning. Your missions are live. Your card is on its way. Go.
Do the work. Get paid. Ask for more.
Parents set missions. Kids complete them and earn real money, instantly into their wallet. No cash, no waiting, no forgetting.
Want more pocket money? Complete more missions. That's the most valuable money lesson a child will ever learn.
Learning & School
Quran, homework, tests, reading. Every achievement rewarded.
Home & Family
Tidy room, set the table, wash dishes, help with shopping.
Outdoor & Active
Cycling, cricket, walking, two hours screen-free outside.
Character & Values
Salaam elders, visit relatives, pray all five, help a classmate.
Weekly Challenges
A full week on time for school, no screen after 9pm, save ₨ 500.
Save for what you actually want.
Kids create named pots with real targets. Every mission completed moves the progress bar. Saving feels like winning, because it is.
A YAP customer for life.
A child who joins at age 6 stays for 60+ years. The habits you build here last a lifetime.
First account
YAP Young opens. First savings pot. Foundation built early.
Earn & save
Missions. Card. POS + online spending. Real money skills.
Budget & goals
Budgeting, analytics, financial independence. AI nudges.
Build & grow
Full YAP Wallet. IBAN. Salary. Transfers. Savings.
Scale & lead
SME account. Payroll. Invoicing. YAP Business.
Sustain & plan
Simple wallet. Bills. Family transfers. Peace of mind.
One child pulls out a card at school. Every parent finds out.
That's how this spreads, not ads. A 9-year-old at Eid showing a cousin the missions they finished this week: ₨ 720 earned, parents amazed, the whole family downloading YAP.
Earning never stops. Start today.
Open your child's account in minutes, set their first mission, and watch the habits form — all from your YAP app.